I'm a real estate investor
Finance rental properties using financing designed around the property and the investment—not a traditional paycheck.
DSCRNo RatioInvestor-focused options
Explore investor loansArizona Mortgage Specialists
More ways
to qualify.
Mortgage solutions for Arizona real estate investors and self-employed borrowers.
Traditional mortgage guidelines aren't the only path. We specialize in programs that use rental income, bank statements, and other alternatives to traditional income qualification.
Backed by the experience of Clarke Capital
Flex Path Funding is backed by the mortgage experience and track record of Clarke Capital.
$250M+
Loans Funded
1,000+
Clients Served
54
Five-Star Reviews
54 five-star Google reviews
Read our Google reviews→Choose a starting point
What's your path?
Two specialty audiences. One idea: there is more than one way to qualify.
I'm self-employed
Your tax return doesn't always tell the whole story. Explore alternative ways to document income.
Bank Statements1099P&LVOE Only
Explore self-employed loansWhy this brand exists
Traditional underwriting isn't the only path.
Good borrowers don't always fit neatly into a traditional income formula.
Real estate investors may own multiple properties.
Business owners may take legitimate deductions that reduce the taxable income shown on their returns.
Some borrowers have strong income but don't receive a conventional paycheck.
Flex Path focuses on mortgage programs designed around those realities.
The process
Simple from here.
1
Tell us your scenario
A few details are enough. We’ll look at the property, the income story, and the goal.
2
We find the right path
We’ll help you understand which specialty programs may fit—without promising approval.
3
Move toward funding
Clear next steps, consistent updates, and a process built for complicated files.
There's more than one way to qualify.
Tell us about your scenario and we'll help you explore the available mortgage options.